◈ FINANCE Updated July 25, 2026

Car Loan Calculator

See the real monthly cost of a vehicle before you sign.

Vehicle price
Down payment
Trade-in value
APR (%)
Term (years)
Result
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How it works

The amount financed is the price minus your deposit and trade-in. That balance is amortised over the term using the standard annuity payment formula at the monthly equivalent of your APR.

Related tools

◨Compound Interest Calculator◈Loan Calculator◫Profit Margin Calculator

Frequently asked questions

Does this include tax and fees?

No. Add taxes, registration and dealer fees to the vehicle price to see the true financed amount.

How does a bigger deposit help?

Every unit of deposit removes the same amount of principal, so it cuts both the monthly payment and the total interest.

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