◈ FINANCE Updated July 25, 2026

Down Payment Calculator

Set a deposit target and see the date you will hit it.

Purchase price
Down payment (%)
Saved so far
Saving per month
Result
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How it works

The deposit is the percentage of the purchase price you pay upfront; subtracting what you already have gives the gap, and dividing that gap by your monthly saving gives the months remaining.

Related tools

◨Compound Interest Calculator◈Loan Calculator◫Profit Margin Calculator

Frequently asked questions

Why is 20% the usual target?

At 20% most lenders drop private mortgage insurance, which lowers the monthly payment.

Can I buy with less?

Often yes, through government-backed or first-time-buyer products, but expect insurance premiums and a higher rate.

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