◈ FINANCE Updated July 25, 2026

Retirement Savings Calculator

See what today's contributions turn into by retirement.

Current age
Retirement age
Saved so far
Monthly contribution
Expected annual return (%)
Result
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How it works

The existing balance compounds at the monthly equivalent of your expected return, and each contribution is future-valued to your retirement date; the 4% figure is the classic safe-withdrawal estimate of annual income.

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Frequently asked questions

Is 7% realistic?

It is a common long-run nominal estimate for a diversified equity-heavy portfolio; use a lower figure for a cautious plan.

Does it account for inflation?

No. Subtract expected inflation from your return to see the result in today's money.

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